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Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States
Frequently Asked Questions:
- Pre-Existing Conditions
- Acute Onset of Pre-Existing Conditions
- Sudden and Unexpected Recurrence of Pre-Existing Conditions
- Visitors Protect Pre-Existing Conditions Coverage & Exclusions
Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.
*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.
Comprehensive Coverage Plans
Safe Travels USA Comprehensive
Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 70, $35,000 for ages 70-79, and $20,000 for ages over 80.
Beacon America
Covers up to $150,000 for policy maximums of $550,000 and over for acute onset of pre-existing conditions for persons below age 70, and $50,000 for all other policy maximums for persons below age 70.
Atlas America®
Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 80.
Safe Travels USA Cost Saver
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Safe Travels USA
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Atlas Premium America
Covers up to policy maximum of acute onset of pre-existing conditions for ages under 80.
Fixed Coverage Plans
Safe Travels Elite
Covers up to policy maximum for persons below age 70, up to $25,000 for 70-79 years, $15,000 for 80+. Subject to further sub-limits, as described in coverage details.
VisitorSecure®
Covers up to the policy maximum or $100,000, whichever is lower, for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.