For individuals traveling outside home country, excluding the U.S.

International travel health insurance plans provide the coverage while traveling outside the home country. The plans listed in this section are applicable if your travel does not include the U.S. International travel health insurance generally provides medical insurance in case of new medical conditions, injuries and accidents. Most of the international travel health insurance plans provide other travel related coverages such as emergency medical evacuation, repatriation of mortal remains, loss of checked luggage and so on. However, each plan is different and you should thoroughly compare various international travel health insurance plans to choose the one most suitable for your specific needs.

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Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Medical Coverage

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • $50,000, only for under 70
  • $7,500
  • Included

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive

Safe Travels International Cost Saver

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected recurrence of a pre-existing condition coverage

Unexpected recurrence of a pre-existing condition coverage: $2,500 Learn More $2,500 Learn More
  • $2,000,000
  • $1,000,000
  • Excluded

Beacon International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • To policy maximum
  • $50,000
  • Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $20,000 for ages <65; $10,000 for ages 65+ Learn More $20,000 for ages <65; $10,000 for ages 65+ Learn More
  • $2,000,000
  • $1,000,000
  • Included
Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

Atlas Essential International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, plan pays Usual, Reasonable, and Customary to policy maximum.

Medical Coverage

  • $500,000
  • $25,000
  • Included

Plan Details

Atlas Premium International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Medical Coverage

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • $50,000, only for under 70
  • $7,500
  • Included

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Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More